by Mountain Planning | Sep 1, 2026 | 2026, Blog, disability, Family, investment
Registered Disability Savings Plan (RDSP) ExplainedPlanning for the long-term financial security of individuals with disabilities is a priority for many families. The Registered Disability Savings Plan (RDSP) is one of the most powerful savings tools available in...
by Mountain Planning | Jun 30, 2026 | Blog, insurance, investment
What to Do Financially When You Have a BabyA new baby brings a lot of joy, and a lot of new to-do lists. Most of them are about feeding schedules and car seats. But a few items on the list are about money, and they matter more than you might think.You do not need to...
by Mountain Planning | Feb 2, 2026 | 2026, Blog, investment, RRSP, Tax Free Savings Account
Tax-Free Savings Account vs Registered Retirement Savings Plan When it comes to saving in a tax-efficient way, Canadians often ask the same question: Should I use a TFSA or an RRSP?Both accounts offer valuable tax advantages, but they work differently — and the...
by Mountain Planning | Nov 5, 2025 | 2025, Blog, Business Owners, Estate Planning, Family, Financial Planning, incorporated professionals, Individuals, investment, Mortgage, personal finances, Professional Corporations, Professionals, retirees, Retirement, tax
2025 Federal Budget Highlights On November 4, 2025, the budget was delivered by the Honourable François-Philippe Champagne, Minister of Finance and National Revenue. The 2025 Federal Budget focuses on stability, simplicity, and long-term growth. There are no broad tax...
by Mountain Planning | Oct 1, 2025 | 2025, Blog, investment, pension plan, retirees, Retirement
When Should You Start Your CPP? Deciding when to take your Canada Pension Plan (CPP) is a key piece of your retirement puzzle. You can start collecting CPP as early as age 60 or delay it until as late as age 70. The standard age to begin is 65—but the government...
by Mountain Planning | Jul 4, 2025 | 2025, Blog, investment, pension plan, retirees, Retirement
OAS Clawback 2025If you’ve worked hard to build your retirement income, the last thing you want is to see your government benefits clawed back. Yet for many Canadians, the Old Age Security (OAS) recovery tax—commonly called the OAS clawback—can quietly reduce this...
